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 "Perhaps they could be a company that's involved in lending and rather than you having to give your data in a form, you give them permission to scrape the detail from your account and they can say 'yep, we can see that that's your income, it's coming in every month and here's where your outgoings are'," said Peter Oakes, founder of FinTech Ireland.
There are currently just a handful of firms authorised by the Irish Central Bank to provide these kinds of added services, however many others that have approval from other European authorities will also be available here under 'passporting' rules. That means there may be many new functions available to online banking customers in the near future. "There's likely to be quite a demand for these sort of things from consumers," said Peter Oakes, founder of FinTech Ireland." https://www.rte.ie/news/business/2019/0913/1075730-open-banking-psd2/
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